Hey You!

Yes, you!

You know who you are.

You’ve been living your life as if tomorrow would never come. And, for the most part, you’ve been right. You’ve watched your sister/cousin/brother live the straight life, saving every month and skipping vacations to amass an investment portfolio. They worked for Enron till they were 55, Enron collapsed, their pension evaporated, and they couldn’t ever again find a decent job. They treated family and friends poorly and amassed a rather putrid-smelling fortune, only to be miserable and lonely. They worked hard, and, as they were encouraged, they invested in the market and bought houses in the 90’s, only to have it all crash. I could go on, but you know who they are. And you know who you are.  You lived more like the hare than the turtle, More like a lion(ess) than a squirrel. But you’ve stories to tell and friends everywhere. And you’ve hardly a sou to your name.

But we, the hares and the lionesses, and lions, now sometimes face our chastising families who worry that they will have to put up with us when we get too old to continue our profligate ways. We have a small pension, and, hopefully, our health. At 65 or so, we are surely not ready to settle down in someone else’s spare room, or even our own little bungalow in small sleepy somewhere in America. Working another 10 years at something we love (for me, teaching and writing) is surely possible, as is living someplace more, well, more than the U.S..

Well, that is who I imagine you are. But I am sure that is mostly projection. My goal now is to find now how to live a good life till I go. We have the tools and the courage. Our sisters/cousins/brothers may find themselves as shy of material resources as we are, but we’ve learned to live on the fly and how to be creative with our situations. I think, in the end, it could be that we have made the best investments. Here’s to us!

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5 thoughts on “Hey You!

  1. Yup, that’s me. Won’t go into details of all the whys here, but my husband (age 69) and I (age 56) have very little in our retirement funds. He is still working and drawing Social Security, but I can only work part-time, so our future is very cloudy. One of my nephews has a small acreage in Iowa and I keep telling him that I’m going to build a tiny house there and let him care for me. 🙂

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  2. There is a book I read a long time ago that greatly influenced me. The title is “Your Money or Your Life”, and here is a link to a good summary. Unfortunately, a lot of us today are living close enough to the bone to not really have discretionary spending or expenses, but we can always do with a little less. I have spent the last two years living in Bangladesh. I know what absolute poverty looks like. It makes me a lot less afraid of the prospect of minimizing. A tiny house on the prairie sounds lovely. Growing your own food is enormously gratifying. Maybe you will be feeding your nephew!

    https://ymoyl.wordpress.com/summary-of-your-money-or-your-life/

    Liked by 1 person

  3. Check out Cuenca, Ecuador as a place to live…temperate all year long, too high in altitude for bugs to bother you, a very high quality of life for a very low cost of living, and loads of culture and History. I am also very interested in Merida, Mexico for a place to settle one day. Good luck!

    Liked by 1 person

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