You know who you are.
You’ve been living your life as if tomorrow would never come. And, for the most part, you’ve been right. You’ve watched your sister/cousin/brother live the straight life, saving every month and skipping vacations to amass an investment portfolio. They worked for Enron till they were 55, Enron collapsed, their pension evaporated, and they couldn’t ever again find a decent job. They treated family and friends poorly and amassed a rather putrid-smelling fortune, only to be miserable and lonely. They worked hard, and, as they were encouraged, they invested in the market and bought houses in the 90’s, only to have it all crash. I could go on, but you know who they are. And you know who you are. You lived more like the hare than the turtle, More like a lion(ess) than a squirrel. But you’ve stories to tell and friends everywhere. And you’ve hardly a sou to your name.
But we, the hares and the lionesses, and lions, now sometimes face our chastising families who worry that they will have to put up with us when we get too old to continue our profligate ways. We have a small pension, and, hopefully, our health. At 65 or so, we are surely not ready to settle down in someone else’s spare room, or even our own little bungalow in small sleepy somewhere in America. Working another 10 years at something we love (for me, teaching and writing) is surely possible, as is living someplace more, well, more than the U.S..
Well, that is who I imagine you are. But I am sure that is mostly projection. My goal now is to find now how to live a good life till I go. We have the tools and the courage. Our sisters/cousins/brothers may find themselves as shy of material resources as we are, but we’ve learned to live on the fly and how to be creative with our situations. I think, in the end, it could be that we have made the best investments. Here’s to us!